How it works
From sign-up to signed, in two to four days.
There are no offices to visit, no endless meetings and no $10,000 bill. What you get instead is a clear, guided path to a Binding Financial Agreement, with an independent lawyer for each of you included in the fee.
Two to four days, end to endFour steps in plain EnglishNo office visits
What happens
Four steps, with no surprises and plain English the whole way.
Get started
Sign up, invite your partner and answer a few questions about your situation. It takes about ten minutes, with no commitment and no card needed.
- Your relationship status
- An overview of your assets and debts
- What you want to protect
Answer the questions
Work through the guided questionnaire together, in plain English. You can save and come back whenever life gets in the way.
- Step-by-step guidance
- Help text for every question
- Save and return at any time
Lawyer review
An independent Australian-qualified lawyer advises each of you separately. The Act requires it, and it is included in your fee with no hourly billing.
- A separate lawyer for each partner
- A legal advice certificate each
- A two to four day turnaround
Sign and secure
Sign your agreement electronically. It is then binding under the Family Law Act 1975 and stored securely for both of you.
- Electronic signing
- Secure document storage
- Peace of mind
Before you start
The paperwork up front, so nothing surprises you three steps in.
The law asks you and your partner to show each other evidence of what you own, what you owe and what you earn. Most items need a twelve month statement, the three most recent statements or payslips, or something similar, so you can both be confident in the information you give and receive.
Both of you, every time
These apply to everyone, whatever you own.
- Payslips
- Tax returns
- ATO notices of assessment
For each thing you own
Only for the assets you actually list. What matters is what something is worth now, not what you paid for it.
- Real estate, with a current value you both accept, usually an agent appraisal
- Savings and offset accounts
- Superannuation
- Shares
- Cryptocurrency
For each thing you owe
The same idea, for the debts you list.
- Mortgages
- Credit cards
- Personal, car and business loans
- HECS or HELP
- ATO debt
Only if it applies
Most couples skip this group entirely.
- A business or trust
- A rental property
- A life insurance policy
If you cannot lay your hands on something
Nothing here locks you out. Every document has an option to tell us why you do not have it, whether that is a statement you never kept or a tax return your accountant has not lodged yet. Values are usually simpler than people expect, too. For a car, a caravan or the contents of the house, a figure the two of you agree is reasonable is normally enough, and no paperwork is needed. You also choose how disclosure is handled when you reach that step, so couples whose solicitors are already exchanging documents are not asked to do the same work twice. Gather what you can, and your lawyer will talk you through the rest.
Side by side
The same outcome, a different process.
| Traditional lawyers | myBFA | |
|---|---|---|
| Time | Six to twelve months or more | Two to four days |
| Cost | $8,000 – $25,000 | $1,980 inc GST |
| Meetings | Multiple office visits | None |
| Process | Drafts back and forth | A guided online flow |
| Transparency | Hourly billing, with the total unknown | A flat fee, with no surprises |
What's included
Every agreement, every fee, one flat price.
Here is the whole bill. There is nothing to choose between and no tier to upgrade to, because every line below is already covered by the one fee.
Two independent lawyers
IncludedOne lawyer for you and a separate one for your partner, both Australian-qualified, and both covered by the single fee.
Legal advice certificates
IncludedEach of you receives a signed statement of independent legal advice, which is what makes the agreement binding.
Plain-English drafting
IncludedWe draft your agreement from the disclosure you both provide, and your lawyer goes through it with you before anyone signs.
Electronic signing
IncludedYou can sign from your phone or your laptop, so there is nothing to print, scan or post.
Secure document storage
IncludedYour agreement and disclosure are stored encrypted and you can download them whenever you like. We never share your data.
Money-back guarantee
IncludedIf we cannot finish your agreement for a reason within our control, we refund the platform fee.
Charged separately: extra consultations beyond the standard review, custom amendments to the standard clauses, and court filing fees where they apply.
See the full price breakdownDo we really need a lawyer?
Yes. Independent legal advice is a statutory requirement for a BFA to be binding under the Family Law Act 1975, and both partners must receive it from separate Australian-qualified lawyers. Both lawyers are included in the flat fee, at no extra cost.
How long does it actually take?
From completed disclosure to a signed, binding agreement is typically two to four days, compared with the twelve months or more a traditional process tends to run. Most of that time is the independent legal review, and you do the questionnaire at your own pace.
Is it legally binding?
Yes. We comply fully with sections 90B, 90C and 90D of the Family Law Act 1975, and our agreements are drafted, advised on and signed in a way that holds up in court.
What if we change our minds?
You can pause or stop at any time before signing. No agreement is binding until both of you have signed and received your legal advice certificates. After signing, you can always create a new BFA if your circumstances change.
Free guide
Would you rather read about it first?
We will email you our plain-English guide to Binding Financial Agreements: what one can and cannot deal with, what the law asks of the two of you, and what it costs from start to signed. It is yours to keep, whether or not you go any further.
Ready to start? It costs nothing to begin.
Begin your agreement right now. There is no commitment, and you will know the full price before you do anything.
Get started freeNo upfront paymentPause at any timeAustralian made